Role Summary
We are looking for a highly motivated and strategic BNPL Product Manager to lead the end-to-end development and launch of our BNPL product. The product Manager will be responsible for defining the product vision, strategy, and roadmap, as well as managing the lifecycle of BNPL products from ideation through to launch and optimization. The ideal candidate will have a deep understanding of the BNPL landscape, consumer behavior, and financial technology, and will be able to translate market trends into actionable product initiatives.
Key Responsibilities
- Product Development: Lead the design, development, and execution of Al Ain Finance's BNPL product from concept to launch.
- Market Analysis: Conduct market research and competitive analysis to identify opportunities, customer needs, and emerging trends.
- Technology Implementation: Collaborate with technology teams to ensure the BNPL platform is robust, scalable, and secure. Ensure integration with existing systems and customer platforms.
- Regulatory Compliance: Ensure the BNPL product adheres to UAE regulatory standards and Central Bank guidelines.
- Customer Experience: Develop a user-centric approach for the BNPL product, focusing on a seamless and secure experience from application through repayment.
- Risk Management: Design and implement risk assessment frameworks for credit eligibility, fraud prevention, and customer default management.
- Performance Tracking: Utilize data analytics to measure product success, identify improvements, and optimize product offerings.
- Cross-Functional Collaboration: Work closely with marketing, legal, compliance, and finance teams to align strategies and meet key performance indicators (KPIs).
Qualifications and Skills
- Bachelor's degree in Business, Finance, Technology, or related field (Master's degree preferred).
- 5+ years of experience in product management within fintech, banking, or digital payments.
- Proven experience in BNPL, credit products, or digital lending.
- Strong understanding of UAE banking regulations and compliance requirements.
- Experience working with technology teams on product development, ideally with knowledge of payment processing, secure data systems, and mobile/online platforms.
- Analytical skills for data-driven decision-making; proficiency in data analytics and reporting tools is an asset.
- Excellent communication skills to interact with cross-functional teams and stakeholders.
- Problem-solving mindset with the ability to innovate within a regulatory framework.
