We are looking for a
Credit Risk Underwriter with UAE experience. Analyze financial data related to loan/credit requests.
- Evaluate loan/credit documents to ensure accuracy and completeness.
Perform risk assessments on potential loan/credit recipients based on credit rating, borrowing history, and other specific risk factors.- Record loan denials and specific basis for declining application.
Monitor and report noncompliance with loan/credit covenants.
- Maintain client relationships and provide superior customer service.
Assist with technical underwriting issues and questions.- Review loan/credit documentation and vendor reports to identify signs of fraudulent activity.
Develop and implement underwriting policies and procedures.
- Handle required security from clients/customers like mortgage of property, security cheque or any other instruments appropriate as per region to secure companys credit lines catered to customers.
Applied knowledge of underwriting fundamentals and standard industry practices
- Understanding of basic financial principles and processes
Knowledge of federal, state, and local regulatory requirements- Ability to maintain confidentiality
Strong analytical skills and attention to detail
- Excellent communication and negotiation skills
Ability to multitask and work under pressure to meet strict deadlines
- Education and Experience Requirements:
Bachelors degree in Business, Finance, Accounting or a related field- Minimum 5 years of underwriting or credit and risk analysis experience
Preferably 30-45 years old
- Experience with underwriting automation tools preferred
Demonstrated proficiency with Microsoft Office (Excel, Outlook)
Sales bonus Annual airfare allowance
- 2 days off (Saturday & Sunday)
22 days of annual leave (excluding weekends)- UAE Holidays aligned with MOHRE announcements
Company-sponsored parties/events
Job Type: Full-time
Pay: AED8,
- 00 - AED10,000.00 per month
