The Role
As a Business Analyst , you will gather both technical and non-technical information to clearly understand the challenges and opportunities in the lending space. Your expertise will be vital in outlining detailed requirements and ensuring that the delivered solutions meet business needs while aligning with regulatory standards.
Main Duties & Responsibilities
- Independently analyze business requirements for products, collaborating with internal departments and external partners
- Assess from both functional and technical perspectives, considering factors such as risk assessment, user experience, and integration capabilities
- Coordinate internal workflows, ensuring smooth collaboration between product, risk, and technology teams
- Create comprehensive user stories and use cases capturing both lender and borrower perspectives
- Collaborate with engineers, credit risk specialists, and project managers
- Research market trends, competitor offerings, and regulatory landscapes
- Create diagrams, flowcharts, and other visual aids to illustrate complex and product features for various stakeholders
Skills & Qualifications
- Excellent communication skills, both written and oral, with the ability to explain complex financial concepts clearly
- Strong interpersonal and organizational skills, with a proven ability to work effectively in cross-functional teams
- Positive can-do attitude and flexible approach to tackling challenges
- Exceptional analytical skills with a keen eye for detail, particularly in financial data analysis and risk assessment
- Adaptive learner with the ability to rapidly understand new technologies, credit assessment systems, and regulatory requirements
- Capability to think on your feet, solve problems creatively, and anticipate future challenges
- Strong stakeholder management skills and an ability to partner effectively with all technology, business, and compliance units
Knowledge & Experience
- Experience in creating user stories and product requirements specifically within the lending or fintech space
- At least 3 years of experience as a Business Analyst, preferably in financial services or fintech
- Proven ability to develop solution design documents and functional specifications
- Strong capability to gather business requirements and translate them into technical requirements
- Minimum 2 years of experience in the lending or payments industry
- Understanding of credit risk assessment processes and regulatory compliance
